So I get a call from a company claiming to be a collection agency saying that I owe 400.00+ for some loan I took out in July from a online loan company. And that if I don’t agree to pay, they will take me to court. Either, I’m being bullied and scammed, or I’m the victim of identity theft. Either way, not good. Good thing I’m a fraud banker at work. I know what I need to do. The “collection agency” didn’t like hearing that I had received no deposits and if they took me to court I had my banking documents to prove I had received no money. Now I have to go see if there are really other accts open in my name.